Interactive Broker Quotation Simulator

Test Any Broker Quotation Against RERA Reality

Sales brochures and verbal promises often hide 30%+ common area loading, 12–24 months delivery drift, and ₹15L+ in hidden statutory charges. Enter the numbers your broker quoted to uncover the true math.

Quick 1-Click Flat Size PresetsSelect a preset or customize sliders below

Broker’s Quotation Inputs

Live Calculation
1,150 Sq.Ft.
400 Sq.Ft. (Studio)1,200 Sq.Ft. (2 BHK)1,800 Sq.Ft. (3 BHK)5,000 Sq.Ft. (Villa)
Builder Loading Percentage
28% Common Loading
15% (RERA Recommended)28% (City Average)45% (High Loading Trap)
Net Usable Carpet: ~828 Sq.Ft.Phantom Lobby: 322 Sq.Ft.
₹78 Lakhs (₹78,00,000)
₹15 Lakhs (Affordable)₹85 Lakhs (Mid)₹2.5 Crore (Luxury)₹5 Crore
18 Months from Today
3 Months18 Months (1.5 Years)36 Months (3 Years)60 Months
₹25,000 / month
Used to compute actual monetary rent you lose while waiting for delayed keys.
₹6,50,000
₹0 (All-inclusive)₹6.5 Lakhs (Typical)₹15 Lakhs (High)₹30 Lakhs
Official RERA Escrow Bank: HDFC Bank Limited (Pune Main Branch)A/C: •••• 8239
RERA Reality Audit Report

Real Usable Cost & Risk Audit

Deterministic
Marketing Quoted Rate (Super Area)₹6,783 / Sq.Ft.
True Effective Liveable RateNet usable carpet area: ~828 Sq.Ft.
₹9,420 / Sq.Ft.
+39% Real Markup
Usable Bedroom/Living: 72%Common Loading: 28%

You are paying ₹21.84 Lakhs solely for 322 Sq.Ft. of common stairs, lift lobbies, and exterior ducts at the full residential apartment rate.

Quoted Base Flat Price₹78 Lakhs
Extra Developer Add-ons (PLC, Parking, Club)+₹6.50 Lakhs
State Stamp Duty & Registration (Maharashtra)+₹5.76 Lakhs
GST (5% Standard) & 2-Yr Maintenance Fund+₹4.87 Lakhs
True All-Inclusive “On-Road” Outflow+₹17.13 Lakhs (+22%) over base price
₹95.13 Lakhs
Salesman Verbal Promise18 Months (Mar 2028)
RERA Official Target Date2027-12-31
Possession Risk GapBuffer before builder pays penalty
On Promised Schedule
70% RERA Escrow Account Compliant

The account name contains statutory RERA escrow markers. Funds are legally ring-fenced at HDFC Bank Limited (Pune Main Branch) under Section 4(2)(l)(D) solely for building this site.

Sales Office Defense Toolkit

3 Exact Questions to Ask Your Broker Before Writing a Cheque

Read these exact questions during your next site visit to test whether the sales agent is transparent or misrepresenting.

1
“What is the exact Carpet Area in Sq.Meters in Clause 1 of the Agreement?”

Forces the agent to commit to the real usable area (~828 Sq.Ft.) rather than repeating the 28% inflated super built-up figure.

2
“Will the Agreement specify 18 months as the handover date with Section 18 delay interest?”

Verifies if their verbal promise is genuine or if the legal agreement gives them until 2027-12-31, saving you 0 months of rent drain.

3
“Can you show me the cheque deposit slip for the HDFC Bank Limited (Pune Main Branch) 70% Escrow Account?”

Guarantees your money is credited to the legally ring-fenced construction account (•••• 8239) rather than being diverted to personal or marketing accounts.