Check a property
before you commit
We check public records, project history, developer track record, construction signals, pricing context, and other available evidence so you can make a safe decision.
When will you get your flat keys?
Declared Completion Date on Government Record
We check the official finish date the builder promised to the government in Form C. If the date has passed or changed, you see the exact delay.
Every check answered in plain words.
We translate government gazette filings into clear answers so you never have to decode statutory clauses before paying.
See how OwnProperty investigates a property
This is not generic data. We investigate sworn government filings, 70% bank escrow, construction velocity, and developer delivery records.
Lodha Belmondo
Filing records are verified, but key items (possession commitment and latest architect progress certificate) should be confirmed in writing before booking.
Project is reported as Ready to Move. Check that an official Occupancy Certificate (OC) has been issued before taking handover.
Dedicated account on record at State Bank of India. Ensure all payment cheques are drawn exclusively to this account.
Developer entity is registered on official records. Check track record across past projects before signing agreements.
Sales reps frequently quote earlier dates than what the builder legally committed to in government filings.
Under RERA Section 4, 70% of funds must remain locked in the project account for your building construction.
Unapproved extra floors or layout modifications cannot be registered and carry municipal demolition risks.
Open full timeline, all 5 official document scans, unit breakdown, and legal rights.
Open Full InvestigationWho Owns This Land? Check Government Revenue Records
Search by Khasra or Survey Number. Verify registered legal owners, co-sharer fractions, bank mortgages, and active civil court stay orders before paying any token amount.
How we protect your home purchase
Every finding is anchored directly to official filings — zero rumors, zero sales talk.
Official State Records
We check original RERA Form C certificates, sanctioned municipal blueprints, and official gazette filings directly from state authority portals.
70% Bank Escrow Lock
By law, 70% of every rupee you pay must stay in a ring-fenced bank account used only for construction — preventing funds diversion to other plots.
On-Time Delivery Radar
We compare the sworn handover date against certified physical construction velocity to expose delays before you sign agreements.
Five questions every homebuyer must answer
We translate dense government gazettes into clear answers before you pay any advance token money.
1. When will you get your flat keys?
See the exact completion date the builder promised the government, alongside reported construction progress.
2. Is your money safe in escrow?
By law, 70% of all payments must go into a locked bank account used strictly for building your flat.
3. Are building maps approved?
Open official municipal drawings to verify that the builder is not selling an unapproved floor or balcony.
4. Does the builder deliver on time?
Review historical on-time delivery rates, completed towers, and past delays across all registered projects.
5. What must you check before paying ₹1 to the sales rep?
Verify 10% advance deposit cap, draft agreement clauses, and make sure cheques match the RERA bank account.
The 5 outcomes every check helps you reach
OwnProperty does not give vague advice. Every property investigation arrives at one of five clear, evidence-backed outcomes.
Proceed
Official records are current, construction velocity matches the declared schedule, and dedicated 70% bank escrow account is active and verified.
Safe to move to booking agreement, provided standard RERA registration numbers match receipts.
Proceed after verification
Generally positive evidence on record, but two material items (e.g. tower-specific progress or handover grace period) require written verification.
Demand written confirmation of key milestone dates and draft agreement clauses before paying advance token.
Negotiate
A notable gap exists between the official declared base rate in RERA filings and current sales quotations, or unsanctioned amenity surcharges.
Use official price filings as leverage to negotiate better payment schedules linked purely to physical construction slabs.
Wait
The project is approaching its sworn completion deadline without an updated quarterly architect certificate or formal extension order.
Hold booking until the next quarterly progress report (QPR) is filed with the state authority.
High caution / reconsider
Critical red flags identified: unverified escrow account, physical construction far behind calendar time, or builder history of chronic delays.
Do not pay any advance deposit without independent legal title search and direct physical site inspection.
How OwnProperty investigates for you
“I gave OwnProperty a property. It investigated it for me. Now I understand what I am getting into.”
Enter Property or Project Name
Type any project name, RERA registration number, builder name, or paste a property URL.
Instant Free Snapshot
Review public RERA registration, declared possession dates, land size, and reported construction percentage.
Understand the Decision Verdict
See our clear verdict: Proceed, Proceed after verification, Negotiate, Wait, or High caution.
Inspect Risks & Official Evidence
Check the Top 3 Things to Know, 70% bank escrow account, and click source chips to view government gazette filings.
Unlock Full Report & Take Action
Download the 4-page certified PDF dossier with 5 mandatory builder questions and the pre-booking action checklist.
What our full property investigation reveals
Every check is backed by official government gazettes, CA Form 3 filings, and architect completion certificates — structured into a clear, actionable dossier.
Executive Decision & Identity Ledger
- Overall assessment verdict (Proceed / Proceed after verification / Wait / Caution)
- Confidence level & evidence coverage percentage
- Official RERA registration certificate & sanctioned land area
- Certified project budget outlay (Land cost vs Construction cost in Crores)
70% Bank Escrow & Financial Audit
- Dedicated RERA bank escrow account number, bank branch & IFSC
- CA Form 3 compliance status and withdrawal ledger
- Builder legal obligation compliance under Section 4(2)(l)(D)
- Checks to ensure advance cheques are not diverted to private accounts
Construction Velocity & Builder Track Record
- Sworn completion milestone date vs reported physical progress %
- Quarterly progress filings (Form 1 Architect & Form 2 Engineer audits)
- Developer delivery history across registered portfolio
- Section 18 delay interest compensation calculator (SBI MCLR + 2%)
5 Builder Questions & Buyer Action Plan
- 5 mandatory written questions to hand to the sales rep before paying token
- Bank loan NOC verification checkpoints
- Clause 18 agreement review instructions for your legal counsel
- Official OwnProperty Independent Verification Seal & Audit Stamp
Instant generation in under 3 seconds.
Includes 1-click access to original state gazette blueprints, municipal plans, and certificates.
Start with a popular project
Open available RERA filings and plain-English project checks.
Lodha Belmondo
Lodha Group (Macrotech Developers)
Star Galaxy
Star Constructions
Godrej Woods Phase 1
Godrej Properties
DLF The Camellias
DLF Limited
What Happens If Your Builder Is Late?
By government law (RERA Section 18), you do not have to wait forever. If the builder crosses the promised date, you have two clear legal rights:
The builder must pay you interest every single month (SBI loan rate + 2%, currently ~10.75% per year) on all the money you paid, until they hand over the keys.
If you no longer want to wait, you can legally cancel your booking and demand 100% of your money back with interest. The builder cannot cut cancellation fees.
Read in 5 Minutes Before Signing Any Agreement
How to Check a RERA Number Online in 2 Minutes
Learn how to verify if a project is genuine on state government websites.
The 70% Bank Money Safety Rule Explained
How the law stops builders from taking your money to buy other land.
What to Do If Your Builder Delays Possession
Step-by-step how to claim monthly interest payments or get a 100% refund.
How to Calculate the Real Total Cost of a Flat
Unmask hidden club charges, floor rise fees, and 5-year maintenance burdens.
OwnProperty is an independent property intelligence platform. We are not a broker, developer, or government authority. All analyses are synthesized directly from public RERA gazettes, CA Form 3 filings, and architect completion disclosures. Assessments highlight areas requiring buyer verification before signing binding contracts.