Check a propertybefore you commit
We check public records, project history, developer track record, construction signals, pricing context, and other available evidence so you can make a safe decision.
When will you get your flat keys?
Declared Completion Date on Government Record
We check the official finish date the builder promised to the government in Form C. If the date has passed or changed, you see the exact delay.
Every check answered in plain words.
We translate official government records into clear answers so you never have to decode complex legal clauses before paying.
See how OwnProperty investigates a property
This is not generic data. We investigate official government filings, 70% bank escrow accounts, actual construction speed, and developer delivery records.
Lodha Belmondo
Filing records are verified, but key items (possession commitment and latest architect progress certificate) should be confirmed in writing before booking.
Project is reported as Ready to Move. Check that an official Occupancy Certificate (OC) has been issued before taking handover.
Dedicated account on record at State Bank of India. Ensure all payment cheques are drawn exclusively to this account.
Developer entity is registered on official records. Check track record across past projects before signing agreements.
Sales reps frequently quote earlier dates than what the builder legally committed to in government filings.
Under RERA Section 4, 70% of funds must remain locked in the project account for your building construction.
Unapproved extra floors or layout modifications cannot be registered and carry municipal demolition risks.
Open full timeline, all 5 official document scans, unit breakdown, and legal rights.
Open Full InvestigationHow we protect your home purchase
Every finding is anchored directly to official filings — zero rumors, zero sales talk.
Official State Records
We check original RERA Form C certificates, sanctioned municipal blueprints, and official gazette filings directly from state authority portals.
70% Bank Escrow Lock
By law, 70% of every rupee you pay must stay in a ring-fenced bank account used only for construction — preventing funds diversion to other plots.
On-Time Delivery Radar
We compare the sworn handover date against certified physical construction velocity to expose delays before you sign agreements.
5 Financial Traps Sales Brochures Hide
We translate dense government gazettes and CA audits into immediate risk clarity before you hand over your booking token.
The Silent Delay Detector
Sales reps promise “keys by Diwali.” We check Form C to reveal if the builder legally extended completion by 24+ months under penalty of law.
Stolen Money Escrow Audit
We verify if the builder maintains the statutory 70% bank escrow account, or if buyer funds are being drained to float other stalled projects.
Municipal Blueprint Approvals
Confirm whether town planning sanctioned the 14th floor and rooftop deck — so you never purchase an unapproved structure subject to demolition.
Undisclosed Bank Mortgage & Delays
Did the builder pledge your tower's land to an NBFC for a ₹100 Crore loan? We cross-examine registered encumbrance records before you pay.
Asymmetric Contract Traps
Identify clauses that fine buyers 18% for late payment but compensate buyers only 2% for project delays, with 5 counter-demands before signing.
The 5 outcomes every check helps you reach
OwnProperty does not give vague advice. Every property investigation arrives at one of five clear, evidence-backed outcomes.
Proceed
Official records are current, construction velocity matches the declared schedule, and dedicated 70% bank escrow account is active and verified.
Safe to move to booking agreement, provided standard RERA registration numbers match receipts.
Proceed with checks
Generally positive evidence on record, but specific items (such as tower-specific progress or handover grace period) require written confirmation from the builder.
Demand written confirmation of key milestone dates and draft agreement clauses before paying advance token.
Negotiate
A notable gap exists between the official declared base rate in RERA filings and current sales quotations, or unapproved extra charges.
Use official price filings as leverage to negotiate better payment schedules linked purely to physical construction slabs.
Wait
The project is approaching its official completion date without an updated quarterly progress filing or formal extension order.
Hold booking until the next quarterly progress report (the builder’s 3-monthly status update) is filed with the state authority.
High caution / reconsider
Critical red flags identified: unverified escrow account, physical construction far behind calendar time, or builder history of chronic delays.
Do not pay any advance deposit without independent legal title search and direct physical site inspection.
How OwnProperty investigates for you
“I gave OwnProperty a property. It investigated it for me. Now I understand what I am getting into.”
Enter Property or Project Name
Type any project name, RERA registration number, builder name, or paste a property URL.
Instant Free Snapshot
Review public RERA registration, declared possession dates, land size, and reported construction percentage.
Understand the Decision Verdict
See our clear verdict: Proceed, Proceed after verification, Negotiate, Wait, or High caution.
Inspect Risks & Official Evidence
Check the Top 3 Things to Know, 70% bank escrow account, and click source chips to view government gazette filings.
Unlock Full Report & Take Action
Download the 17-page certified PDF report with 5 mandatory builder questions and the pre-booking action checklist.
What our full property investigation reveals
Every check is backed by official government filings, CA Form 3 financial audits, and engineer completion certificates — structured into a clear, 17-page investor-grade report.
Executive Decision & Verified Project Identity
- Overall assessment verdict (Proceed / Proceed with checks / Wait / Caution)
- Confidence level & evidence coverage percentage
- Official RERA registration certificate & sanctioned land area
- Certified project budget outlay (Land cost vs Construction cost in Crores)
70% Bank Escrow & Financial Audit
- Dedicated RERA bank escrow account number, bank branch & IFSC
- CA Form 3 compliance status and withdrawal records
- Builder legal obligation compliance under Section 4(2)(l)(D)
- Checks to ensure advance cheques are not diverted to private accounts
Construction Speed & Builder Track Record
- Promised completion date vs reported physical progress %
- Quarterly progress filings (Form 1 Architect & Form 2 Engineer audits)
- Developer delivery history across registered portfolio
- Section 18 delay interest compensation calculator (SBI MCLR + 2%)
5 Builder Questions & Buyer Action Plan
- 5 mandatory written questions to hand to the sales rep before paying token
- Bank loan NOC verification checkpoints
- Clause 18 agreement review instructions for your legal counsel
- Official OwnProperty Independent Verification Seal & Audit Stamp
Instant generation in under 3 seconds.
Includes 1-click access to original state gazette blueprints, municipal plans, and certificates.
Traditional Property Lawyer vs. Builder Sales Office vs. OwnProperty
Why spend ₹25,000 on a slow lawyer or trust a broker whose commission depends on your booking?
| What Gets Checked | Traditional Property Lawyer | Builder Sales Office | OwnProperty.in Report |
|---|---|---|---|
| Cost | ₹25,000 – ₹75,000 | “Free” (Cost baked into 2% commission) | ₹499 (One-time, zero hidden fees) |
| Turnaround Time | 10 to 21 business days | Instant verbal promises | 60 seconds instant download |
| Escrow Solvency Audit | Rarely checks CA Form 3 statements | Dismisses as standard process | Full CA Form 3 withdrawal audit |
| Silent Delay History | Only checks current RERA cert | Claims “on-time delivery” | Traces original Form C vs revised dates |
| Objectivity & Loyalty | Dependent on individual skill | 100% incentivized to close booking | 100% Buyer-Funded. Zero broker cuts. |
| Risk Reversal | Non-refundable retainer | Token non-refundable once signed | 100% Money-Back Satisfaction Guarantee |
Our Promise: If We Don't Uncover Red Flags, You Don't Pay.
If our report does not uncover at least 3 critical statutory verification insights not disclosed in the builder's marketing brochure, simply message us within 48 hours for an unconditional 100% refund.
How Homebuyers Avoided Multi-Lakh Disasters
Caught an Asymmetrical Delay Penalty Clause in Gurugram
“We were about to pay a ₹2 Lakh token for a 3BHK in Gurugram. The sales rep promised Dec 2025 possession. OwnProperty showed the builder had registered Dec 2028 with HRERA, with a clause fining the buyer 18% for late payments but paying the buyer only 2% for delays. We used OwnProperty's 5 negotiation demands to amend the agreement before paying.”
Caught an Undisclosed ₹38 Cr Bank Mortgage on Land in Pune
“The sales brochure claimed the land was 100% freehold and clear. OwnProperty flagged an active ₹38 Crore charge held by a private NBFC against the survey number. Because we caught it before paying the 10% advance, our bank refused to release funds until the builder provided an unconditional bank NOC.”
Exposed 29% Carpet Area Loading Inflation in Bengaluru
“The broker quoted 1,450 sq.ft. at ₹8,500/sq.ft. OwnProperty cross-examined the RERA architect certificate and showed actual usable carpet area was only 1,020 sq.ft.—a 29% loading factor, effectively ₹12,080/sq.ft.! That single finding gave me the leverage to negotiate ₹6.5 Lakh off the total price.”
Start with a popular project
Open available RERA filings and plain-English project checks.
Lodha Belmondo
Lodha Group (Macrotech Developers)
Star Galaxy
Star Constructions
Godrej Woods Phase 1
Godrej Properties
DLF The Camellias
DLF Limited
What Happens If Your Builder Is Late?
By government law (RERA Section 18), you do not have to wait forever. If the builder crosses the promised date, you have two clear legal rights:
The builder must pay you interest every single month (SBI loan rate + 2%, currently ~10.75% per year) on all the money you paid, until they hand over the keys.
If you no longer want to wait, you can legally cancel your booking and demand 100% of your money back with interest. The builder cannot cut cancellation fees.
Read in 5 Minutes Before Signing Any Agreement
How to Check a RERA Number Online in 2 Minutes
Learn how to verify if a project is genuine on state government websites.
The 70% Bank Money Safety Rule Explained
How the law stops builders from taking your money to buy other land.
What to Do If Your Builder Delays Possession
Step-by-step how to claim monthly interest payments or get a 100% refund.
How to Calculate the Real Total Cost of a Flat
Unmask hidden club charges, floor rise fees, and 5-year maintenance burdens.
You Are About To Spend Your Life Savings.
Spend ₹499 First To Protect It.
A property advocate charges ₹25,000. A stalled project costs ₹15 Lakhs in delayed EMIs. Get an independent, evidence-backed decision report in under 60 seconds.
OwnProperty is an independent property intelligence platform. We are not a broker, developer, or government authority. All analyses are synthesized directly from public RERA gazettes, CA Form 3 filings, and architect completion disclosures. Assessments highlight areas requiring buyer verification before signing binding contracts.